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Frequently Asked Questions
I'm young & Healthy, why do I need Life insurance
There is an old saying "In life, we can be sure of two things, death and taxes." But only taxes comes more often than we'd like to see it. In reality, the best time to buy life insurance is when you're young. It's much more affordable, you are less likely to require a physical on a standard-issue policy. $100,000 worth of life insurance could cost as little as dinner and a glass of wine. Remember, the older you get, the more it's going to cost.
My employer offers Life Insurance, I don't need any more than that.
Employer-provided life insurance may not be a good deal and here is why. Most employer-provided life insurance policies are not portable, which means it ends when your employment ends. There are some employer-provided policies that have a portable option, keep in mind it may cost more, but it doesn't hurt to check and see if this option is available to you. Also, feel free to contact us if you need assistance in determining which policy is right for you.
Do you offer free consultations to new customers?
New Customers are always welcome to reach out to us! We're here to assist and using us to search for the best plans doesn't cost you a thing. Life Insurance is an essential component for creating a financially stable future for you and your loved ones.